> ## Documentation Index
> Fetch the complete documentation index at: https://docs.linkio.world/llms.txt
> Use this file to discover all available pages before exploring further.

# Processing Windows

## Fiat Rails

LINK accesses fiat rails only on banking days and during banking hours. Refer to the table below for settlement speeds for payments with fiat rails:

| Currency | Rail                           | Onramp Settlement Time | Offramp Settlement Time |
| -------- | ------------------------------ | ---------------------- | ----------------------- |
| USD      | Wire                           | 0-1 business day       | 0-1 business day        |
| USD      | SWIFT                          | 0-3 business days      | 0-3 business days       |
| USD      | RTGS                           | 0-1 business day       | N/A                     |
| EUR      | SEPA Transfer                  | 0-2 business days      | 0-2 business days       |
| EUR      | SEPA Instant Transfer          | 0-1 business day       | N/A                     |
| EUR      | TARGET2 Transfer               | 0-1 business day       | N/A                     |
| EUR      | SWIFT                          | 0-3 business days      | 0-3 business days       |
| EUR      | Local UK Payout                | N/A                    | 0-2 business days       |
| GBP      | Faster Payments                | 0-1 business day       | 0-1 business day        |
| GBP      | CHAPS                          | 0-1 business day       | 0-1 business day        |
| GBP      | BACS                           | 1-2 business days      | N/A                     |
| GBP      | SWIFT                          | 0-3 business days      | 0-3 business days       |
| NGN      | Bank Transfer                  | Instant                | Instant                 |
| ZAR      | Bank Transfer                  | N/A                    | 0-2 business days       |
| ZAR      | SWIFT                          | 0-3 business days      | 0-3 business days       |
| BRL      | PIX                            | Instant                | Instant                 |
| BRL      | Bank Transfer                  | N/A                    | 0-1 business day        |
| MXN      | SPEI                           | 0-1 business day       | 0-1 business day        |
| MXN      | SWIFT                          | 0-3 business days      | 0-3 business days       |
| PHP      | InstaPay                       | Within 10 minutes      | Within 10 minutes       |
| PHP      | PESONet                        | 0-1 business day       | 0-1 business day        |
| PHP      | E-wallet                       | Instant                | Instant                 |
| SGD      | FAST                           | 0-1 business day       | 0-1 business day        |
| SGD      | GIRO                           | 1-2 business days      | 1-2 business days       |
| SGD      | MEPS                           | 0-1 business day       | N/A                     |
| SGD      | RTGS                           | 0-1 business day       | 0-1 business day        |
| SGD      | SWIFT                          | 0-3 business days      | 0-3 business days       |
| AED      | IPI                            | 0-1 business day       | 2-3 business days       |
| AED      | RTGS                           | 0-1 business day       | N/A                     |
| AED      | SWIFT                          | 0-3 business days      | 0-1 business day        |
| IDR      | Bank Transfer                  | N/A                    | N/A                     |
| CAD      | EFT                            | 0-1 business day       | 0-1 business day        |
| CAD      | Interac                        | 0-1 business day       | 0-1 business day        |
| CAD      | Bill Payment                   | N/A                    | 3-4 business days       |
| CAD      | SWIFT                          | 0-3 business days      | 0-3 business days       |
| AUD      | Bank Transfer                  | 0-1 business day       | 0-2 business days       |
| AUD      | BPAY                           | N/A                    | 0-1 business day        |
| AUD      | NPP                            | N/A                    | 0-1 business day        |
| AUD      | SWIFT                          | 0-3 business days      | 0-3 business days       |
| ILS      | Faster Payments, MASAV & ZAHAV | 0-1 business day       | 1-2 business days       |
| ILS      | SWIFT                          | 0-3 business days      | 0-3 business days       |
| CNY      | ACH                            | 1-2 business days      | 1-2 business days       |
| CNY      | FPS                            | 0-1 business day       | 0-1 business day        |
| CNY      | RTGS                           | 0-1 business day       | 0-1 business day        |
| CNY      | SWIFT                          | 0-3 business days      | 0-3 business days       |
| HKD      | ACH                            | 1-2 business days      | 1-2 business days       |
| HKD      | FPS                            | 0-1 business day       | 0-1 business day        |
| HKD      | RTGS                           | 0-1 business day       | 0-1 business day        |
| HKD      | SWIFT                          | 0-3 business days      | 0-3 business days       |
| EGP      | Bank Transfer                  | N/A                    | 1-2 business days       |
| GHS      | SWIFT                          | N/A                    | 0-3 business days       |
| MWK      | Bank Transfer                  | N/A                    | 2-3 business days       |
| NAD      | Bank Transfer                  | N/A                    | 2-3 business days       |
| XAF      | Bank Transfer                  | N/A                    | 2-3 business days       |
| XOF      | Bank Transfer                  | N/A                    | 2-3 business days       |
| ZMW      | Bank Transfer                  | N/A                    | 2-3 business days       |
| INR      | Bank Transfer                  | N/A                    | 0-2 business days       |
| KRW      | Bank Transfer                  | N/A                    | 0-1 business day        |
| BWP      | Bank Transfer                  | N/A                    | 2-3 business days       |
| MYR      | Bank Transfer                  | N/A                    | 0-2 business days       |

### Onramps (fiat to stablecoins)

LINK will typically send stablecoins within minutes of fiat landing in our bank account.

***

[Fetch Transactions](/docs/fetch-transactions)

[Webhooks](/docs/webhook)